• Details
  • How it works
  • Terms & Conditions
  • FAQ's

Entrepreneurs can turn their business ideas into reality with the help of the Tamweel program. Tamkeen, in collaboration with various Partner Banks, offers Sharia-compliant financing opportunities at a competitive profit rate. 

Subject to our Partner Bank's approval, Tamkeen will subsidize 50% of the annual nominal profit rate (capped at an 8% reducing balance). The finance amount ranges from BD 5,000 to BD 500,000 with an option of a repayment tenor of up to 10 years and grace periods that are subject to the bank’s policy.

Eligibility Criteria:
• All entrepreneurs seeking to obtain financing may approach our Partner Banks.*

*Subject to Partner Banks Terms & Conditions. 

To apply for this program please contact the following partner banks:

Bank  Call Center

Bahrain Development Bank

Bahrain Islamic Bank 17515151
Al Salam Bank 17005500
Khaleeji Commercial Bank 17540054
Al Baraka Islamic Bank 17535300
Kuwait Finance House 77000700
Ithmaar Bank 1758 5000

Required Documents:

    • Application form obtained from the bank.
    • Terms & conditions form obtained from the bank.
    • Smart Card and Passport copy of enterprise owner.

Note: Additional documents might be required subject to the terms and conditions of the bank. 

Note: Terms & Conditions may vary by Partner Bank. 

1.How much can I get from the bank and how is the amount determined?
2.For what purpose can I use the amount?
3.How long is the repayment tenor? Can I get a grace period?
4.How will I receive Tamkeenā€™s subsidy?
5.I currently only have a business idea without a license or commercial registration. When can I apply and when will I be able to utilize the financing amount?