Support for small, medium, and micro enterprises affected by the recent hostile Iranian aggression ensuring the sustainability of their operations and safeguarding national employees through financial and liquidity support.

By offering financial assistance during periods of economic uncertainty, the initiative aims to support eligible enterprises in sustaining their operations, maintaining employment, and managing financial and operational challenges. 

Through this program, eligible mSMEs will receive support to alleviate immediate operational pressures, stabilize cash flow, and ensure business continuity, while enabling them to adapt to evolving market conditions and position themselves for recovery and sustainable growth. 

The program is structured across three tracks, each designed to address specific business needs as below:  

Track 1: Directly Affected Businesses Support

This track provides grant support to businesses that have been directly impacted financially due to infrastructure damage, access limitations, security restrictions, or location-specific risks, including businesses facing operational disruption.  

The grants aim to support business continuity, recovery efforts, and the safe commencement of activities, enabling enterprises to resume normal operations.  

Support may also cover compensation for recurring costs such as rent, utilities, and other fees, to support the recommencement of activities. 

Track 2: Operational Expenses Support

This track provides financial grant-based support to cover essential operational expenses, sustain business continuity, and retain employment of the national workforce. 

Track 3: Financing Interest Support

This track offers 100% support of the interest of financing loans offered by the SME Fund for 12 months, covering working capital, to support operational needs, enhancing liquidity, and business sustainability. 

• Enterprise must be adversely affected and able to provide evidence of financial or operational distress.
• Enterprise must have an active Commercial Registration (CR) / valid license issued prior to March 2026.  
• Enterprise must be classified as either a Small, Medium or Micro per the definition set by the Ministry of Industry and Commerce.   
• Enterprise must not be owned more than 50% by the Government . 
• Enterprise must have an active commercial bank account.  
• Enterprise must submit audited financial statements – where unavailable, system generated financials.  
• Enterprise must not have any violations from Tamkeen, LMRA, SIO or any other relevant government entity.   
• Enterprise must not be registered as a holding company.  
• Enterprise must not be classified as a charity or NGO . 
• The program targets sectors that are heavily or moderately impacted by the disruptions. Eligible sectors for the Business Stabilization and Business Liquidity Support Track are listed under the Frequently Asked Questions.  

We will provide financial support to eligible enterprises through grants and financing support, depending on the program track, to assist with covering operating costs, working capital needs, and recovery expenses resulting from business disruption. 

The support under each track is outlined below: 

Track 1: Directly Affected Businesses Support

 Infrastructure Damage: We will provide grant support disbursed based on actual repair costs.  

Access Limitation: We will provide grant support disbursed based on enterprise eligibility. 

Track 2: Operational Expenses Support
We will provide grant support disbursed over a period of three months, subject to the retention of the national workforce.

Track 3: Financing Interest Support
We will provide support to a 100% of the interest of financing loans offered by the SME Fund for 12 months, covering working capital, to support operational needs, enhance liquidity, and business sustainability.