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  • Terms & Conditions
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Entrepreneurs can turn their business ideas into reality with the help of the Tamweel+ program. Tamkeen, in collaboration with various Partner Banks, offers Sharia-compliant financing opportunities at a competitive rate.
Subject to our Partner Bank's approval, Tamkeen will subsidize 70% of the annual nominal profit rate (capped at an 8% reducing balance). The financing amount ranges from BD 1,000,000 to BD 2,500,000 with an option of a repayment tenor of up to 10 years and a grace period, subject to the bank’s policy.

Eligibility Criteria:
All entrepreneurs seeking to obtain financing may approach our Partner Banks.* The entrepreneur must provide a feasibility study and the purpose of the financing must be for local or international expansion or diversification.

*Subject to Partner Banks Terms & Conditions.

To apply for this program please contact the following partner banks:

Bank Call Center
Al Baraka Islamic Bank 17535300
Ithmaar Bank 17585000

Required Documents:
1. Application form obtained from the bank
2. Terms & conditions form obtained from the bank

3. Smart Card and Passport copy of enterprise owner 

Note: Additional documents might be required subject to the terms and conditions of the bank. 

Note: Terms & conditions may vary by Partner Bank.

1.How much can I get from the bank and how is the amount determined?
2.For what purpose can I use the amount?
3.How long is the repayment tenor? Can I get a grace period?
4.How will I receive Tamkeenā€™s subsidy?