• Details
  • How it works
  • Terms & Conditions
  • FAQ's

Microfinance is a way for businesses to obtain affordable financing that they wouldn’t be able to access through conventional banking. Tamkeen and the Family Bank offer the Microfinance Program which enables to obtain microfinancing that is Sharia-compliant and affordable. The program empowers individuals with limited income to be able to establish new micro-business activities as well as support existing businesses.

Tamkeen will enable the targeted businesses to benefit from more affordable financing through subsidizing up to 87.5% of the profit rate. Financing amount ranges from BD 500 to BD 10,000.

Eligibility Criteria
Any Bahraini national between the ages of 21 and 65 can apply for the program.

To apply for this program, please contact Family Bank on the following:


  1. Heba Marshad Faraj, Email: faraj@familybankbh.com,  Direct No: 17366182 – 38808113
  2. Seddiqa Ahmed Jaber, Email: hr@familybankbh.com, Direct No:17366151

or visit their branch near Fateh Mosque Complex in Juffair.

Documents Required

1• Copy of Smart Card
2• Copy of passport
3• Copy of Commercial Registration (if any)
4• Bank statement (3 to 6 months, for business owners, if any)
5• Salary slip (if any)

Note: Additional documents might be required subject to the terms and conditions of the bank.

Note: Terms & conditions may vary by Partner Bank. 

1.How much can I get from the bank and how is the amount determined?
2.For what purpose can I use the amount?
3.How long is the repayment tenor?
4.How will I receive Tamkeen’s subsidy?
5.I currently only have a business idea for a home based business. Will the bank provide me the amount or do I need to eventually obtain a license or commercial registration?